Technical vocab
Deductibles :

Deductibles are standard in travel insurance policies. It is the small portion of a claim insured have to pay out of their own pocket. It ranges from US$40 to US$500. For the same sickness it applies only once. For prescription drugs it is usually paid per 30 days supply. A co-pay is the insured's own particicpation to medical care he/she received. It applies to medical care only.
AVI's unique coverage has been conceived with No Deductible and No CO-PAY on all benefits included in its policies.
With AVI International, participants do not have to pay ANYTHING, the medical bills are paid 100% without deductible.

New regulations for exchange students in the US
Restrictions on Graduated Exchange Students:


New J-Visa regulations (08/24/2005 amendement) will restrict "graduated" exchange students from going to the USA if they have completed eleven years of school. They will be inelligible for Highschool exchange programs if they are more than 18 years and six months of age at the program start date or if they already attended school in the USA in either F-1 or J-1 visa status (academic year or semester secondary school programs included).
Get more details from the CSIET webpage.